A common question about insurance is “why do I need an agent?” The simple answer, because they can do the work for you. Insurance agents have the resources and knowledge to get you the most comprehensive insurance at the best price. They have relationships with leading regional and national Insurance companies; however, Independent Insurance Agents do not work for the Insurance Companies. They have no obligation to one company or another. This allows them to shop around for the best coverage for you.
Let’s be serious, Insurance can be very complicated with many fine lines. If you don’t understand your policy you could find yourself in a tough situation without coverage. The advantage of having an insurance agent means you have someone to discuss and outline exactly what your coverage includes and at what price.
Another advantage of choosing a local agent is they’re local! They understand your area and the type of coverage you’ll need for your car, boat, home or business.
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